Meemic offers high-quality home, condo and renters insurance you can count on, with a wide range of educator-specific coverages, along with great value for your insurance dollar.
A benefit that prevents your policy premiums from increasing due to small claims under $250.
Policies in the Ultimate Plan will receive a claim forgiveness opportunity available immediately upon purchase.
Earn cash back or a renewal credit, 3% up to $50, for remaining claim free every policy term.
Reduces the deductible $50 every term you are claim free, up to a maximum reduction of $500.
Coverage for loss or damage to exterior underground service lines, such as water, sewer or power.
We’ve got your back when essential household systems like central air conditioning, furnaces or water heaters break down.
Coverage extended to teacher, professor or school administrator employment and teacher-instructed tutoring sessions, including music/voice lessons.
For personal property used at school and for employer-owned computer equipment loaned to you for use at home.
For an additional cost, replacement cost on personal property is provided for homeowners insurance, optional benefit for renters insurance.
Up to $2,500 for theft of money or goods being held by you for collection and/or distribution for a school-sponsored event.
For a loss affecting both a home and an auto insured with Meemic.
Available for musical Instruments and sports equipment.
Sewer, Drain and Sump Pump Covers damages to property resulting from water back-ups.
Covers the cost to replace damaged trees, shrubs, plants and lawns.
Covers the cost to replace some of your valuables like silverware, musical instruments, golf equipment and more.
Jewelry, Watches, and Furs Covers the cost to replace some of your more expensive items like jewelry, watches and furs.
Replace your things in your home with more eco-friendly and energy efficient versions after a covered loss to these items.
When you run a day care from your home, get help protecting everyone.
Discount for Member with a teaching certificate issued prior to 5 years of the policy term effective date.
A premium discount may be available based on the Franchise Group status.
Save if all occupants living at the residence are non-smokers.
For newly purchasing the home you are insuring.
If insureds are at least 55 years old and retired.
For being claim free while maintaining continuous coverage for at least one year.
Receive your documents electronically and save.
Available for policies purchased a select number of days before the policy's effective date.*
For having a hail-resistant roof.
When the roof age is verified with documentation.
Based on the fire, theft and water safety devices installed in the residence.
If the home is certified as Fortified/Secured for Safer Living by the Institute for Business and Home Safety (IBHS).
*Discount applies to select coverages only.
Meemic Insurance Company provides insurance for teachers and educators in Michigan.
Discounts and savings opportunities subject to eligibility requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to underwriting eligibility requirements.
Insurance underwritten by Meemic Insurance Company, 1685 N. Opdyke Rd., Auburn Hills, MI 48326.